BKZ Financial Services

Construction

Construction accounting

Construction accounting that shows the real profit on every job.

From job costing to progress billing, we help contractors and builders keep their books accurate, their cash flow steady and every project profitable.

Job cost report
Kitchen remodel · Job 1042
Sample
Contract
$148k
Billed to date
65%
Retainage held
$9.6k
Actual costBudget
Labor$44k of $46k
Materials$41k of $38k
Subcontractors$27k of $30k
Equipment$10k of $12k
Projected margin on this job18%

The challenge

Accounting built for how construction works

Every job has its own budget, timeline and cash flow. We set up your books around your projects, so you can see what each job really costs, bill on time and plan ahead with confidence.

Profit unclear until the job is done
Costs tracked by job, in real time
Cash tied up in progress billing and retainage
Billing and retainage tracked
Subcontractor and payroll paperwork piling up
Subcontractors, 1099s and payroll organized

Challenges into wins

Turning construction challenges into wins

Job costing you can trust

Labor, materials, equipment and subcontractor costs tracked by job, so you know your real margin on every project.

Progress billing & retainage

Invoices, progress payments and retainage tracked, so nothing is left unbilled or uncollected.

Cash flow you can plan around

Forecasts that account for project timelines, draws and payroll.

Subcontractors & payroll

Crew payroll, subcontractor payments and 1099 records kept organized.

Bids backed by data

Past job performance you can use to price your next bid with confidence.

Lender-ready books

Clean, current financials ready when your bank or bonding company asks.

Your business isn't one-size-fits-all. Tell us how you operate and we'll show you where your numbers can work harder.

Book a free call

Our process

Built around your projects

A process designed around how you bid, build and bill.

How we work with contractors

We connect your job management, payroll and bill pay tools to your accounting, so costs land on the right job automatically.

  1. 01

    Learn your business

    We learn how you bid, staff and bill your jobs.

  2. 02

    Set up job costing

    Chart of accounts, job tracking and integrations set up for real-time job visibility.

  3. 03

    Review every month

    Regular reviews of job profitability, cash flow and upcoming payroll.

  4. 04

    Grow with you

    Systems refined as you take on bigger jobs, more crews or new locations.

Ready to see the real profit on every job?

Let's build a system that keeps your job costs clear and your cash flow steady.

Book a consultation